Professional media buyers are constantly seeking ways to streamline their processes, optimize budgets, and enhance the effectiveness of their campaigns. One significant challenge faced by many is the management and allocation of funds for Google Ads. Traditional payment methods often come with limitations and risks that can hinder the performance and flexibility required in today’s competitive market. This is where virtual cards step in as a game-changer.

In this article, we will review five top virtual card services that can significantly enhance your Google Ads campaigns. These platforms have been selected based on their support for major payment systems, fee structures, security measures, transaction limits, and additional features tailored for media buying professionals. Whether you’re managing multiple clients or optimizing a single campaign, these virtual cards can help you achieve greater control, security, and efficiency in your advertising efforts.

1. PSTNET

When it comes to optimizing your Google Ads campaigns, having the best card for Google ad spend is crucial. PSTNET offers a specialized solution tailored specifically for media buyers, providing a seamless and efficient way to manage your ad spend. As a financial platform, PSTNET issues a variety of virtual cards supporting Visa and Mastercard payment systems, ensuring compatibility with all major advertising platforms.

For Google Ads, PSTNET provides special virtual cards designed to facilitate the fastest transactions within the platform’s ad accounts. These cards are free from transaction fees, withdrawal charges, and operations fees for frozen or blocked cards, making them incredibly cost-effective.

One of the standout features of PSTNET’s virtual cards is the unlimited issuance. Media buyers can create as many cards as needed without any restrictions, offering unparalleled flexibility. Additionally, the top-up fees are competitively low, starting at just 3% of the amount, regardless of the funding method.

PSTNET’s virtual cards for Google Ads come equipped with a substantial number of unique BINs, predominantly from Europe and the USA. This significantly reduces the risk of payments being flagged. The platform also includes a powerful BIN validator tool, the Online Bin Checker “Pulse.” To check BIN numbers, simply enter the first six digits in the BIN checker on the website. This tool provides detailed information about the card type, issuance geography, billing thresholds, average monthly spend, and approval rates.

Key Features:

• 25+ BINs from Europe and the USA: Minimize the risk payments.
• Free BIN checker Tool: Immediate access to detailed card information.
• Special Program with 3% Cashback on Ad spend: PST Private program allows users to issue up to 100 cards per month for free and enjoy other exclusive benefits.
• Cryptocurrency top-ups: Supports 17 different cryptocurrencies (BTC, USDT TRC20, ERC20, etc.).
• Standard top-up methods: Bank transfers (SWIFT/SEPA) and other Visa/Mastercard cards.
• Team collaboration tools: Assign roles, set card limits, and access financial reports.
• One-step registration: Sign up using Apple ID, Google accounts, Telegram, WhatsApp, or email.
• Telegram bot: Receive 3D Secure Codes and service updates directly through Telegram.
• 24/7 customer support: Instant assistance via Telegram, WhatsApp, or live chat.

2. 4×4

4×4 offers a comprehensive range of virtual Visa and MasterCard cards tailored to meet your advertising needs. Although users have noted a limited number of supported platforms, the service is continually expanding its list of accessible ad venues. Despite this limitation, 4×4.io can be used with Google Ads.

A key strength of 4×4 is its inclusion of European bank BINs, enhancing the reliability and acceptance of transactions. Cards are issued almost instantly through a representative, with the cost starting at $2 per virtual bank card. Notably, the first five cards are issued for free, and users can issue an unlimited number of cards.

However, there is a turnover limit of $10,000 per card, and if a card remains unused for a month, it is automatically closed. The minimum deposit amount is $500.

Key Features

• European Bank BINs: Enhances transaction reliability and acceptance.
• Instant Card Issuance: Cards are issued almost immediately by a representative.
• Unlimited Card Issuance: Issue as many cards as needed without restrictions.
• $10,000 Turnover Limit per Card: Effective management of ad spend.
• No Fees on Deposits: Supports Visa/MasterCard, USDT, and BTC.
• Expense Control Tools: Set spending limits and request transaction statements.
• 3D Secure Technology: Ensures secure transactions.
• 24/7 Customer Support: Continuous assistance for users.

3. Karta.io

Karta.io provides an efficient solution through its prepaid virtual Visa and MasterCard cards. These cards are designed to offer robust control over advertising expenditures, making them ideal for high-volume ad campaigns.

Karta.io is particularly suitable for campaigns with monthly expenses exceeding $40,000, where users can obtain cards for free. The service boasts a swift card issuance process, taking only 10 minutes, which allows users to rapidly initiate their advertising efforts.

Notable benefits include the ability to issue up to 100 vitual cards per month at no additional cost. A fixed 3.5% fee on fund deposits ensures transparency and predictability in financial operations, which is critical for managing large advertising budgets.

Key Features:

• U.S. Bank BINs: Adds security and flexibility to transactions.
• Prepaid Virtual Cards: Ideal for large-scale ad campaigns.
• Free Cards for High-Volume Users: Free cards for campaigns with monthly expenses over $40,000.
• Quick Card Issuance: Cards issued within 10 minutes.
• Convenient Top-Ups: Manage individual card top-ups from a central balance.
• 100 Virtual Cards per Month: Issue up to 100 cards monthly at no extra cost.
• Fixed Deposit Fee: 3.5% fee ensures transparency and predictability.
• Team Collaboration Tools: Assign budgets and manage expenses effectively.
• Real-Time Expense Monitoring: Automated transaction notifications.
• 24/7 Customer Support: Continuous assistance for users.

4. Stellarcard

StellarCard provides an efficient solution for digital advertising and service payments through its versatile virtual cards. These cards are fully universal, making them ideal for payments on advertising platforms like Google. Issued in collaboration with leading payment systems such as Visa, Mastercard, and China UnionPay.

Key Features

• Top-Ups: bank transfers (WIRE) and cryptocurrency top-ups (USDT via TRC/ERC networks).
• Deposits: The minimum first deposit is $500, with subsequent deposits requiring $1,500 for USDT and $3,000 for bank transfers. For some card types, the minimum funding amount is 3,000 euros via SEPA/SWIFT.
• Team collaboration tools: The platform allows the creation of separate cards for different advertising campaigns and setting individual budgets for each. This helps prevent budget overruns and enables real-time expense control.
• Special BINs: The platform offers between 8 to 15 BINs for Visa and Mastercard cards, enhancing transaction reliability and acceptance.
• Security Features: StellarCard virtual cards are equipped with advanced security features, including 3D Secure, providing an additional layer of protection for online payments.
• Registration Process: The activation and registration process for StellarCard involves online registration and identity verification. Once registered, users can immediately issue virtual cards and start using them.
• Referral Program: allows users to earn bonuses for attracting new customers.
• Customer Support: StellarCard provides customer support through various channels, including online chat and email.

5.  Cards Pro (Capitalist)

Capitalist is a well-known financial platform that offers a range of virtual cards, including Cards Pro, which are specifically designed for media buying. These cards are compatible with Visa and Mastercard and can be issued in unlimited quantities through a manager.

Key Features

• Number of BINs: Capitalist provides 9 types of BINs located in the UK, USA, and Estonia, offering a diverse range of geographical options for transactions.
• Top-Up Fees: The service charges a 4% fee for top-ups made through the Capitalist platform.
• Top-Ups: The platform supports several cryptocurrencies for top-ups, including Bitcoin (BTC), USDT Tether (ERC20 and TRC20), Ethereum (ETH), and USDC (ERC20). Users can fund their cards via international bank transfers (SWIFT/SEPA) and other Visa/Mastercard cards.
• Transaction Fees: Capitalist charges 2% for transactions in USD and 2.2% for transactions in other currencies. There is a $0.30 fee for declined payments.
• Team Collaboration Tools: The platform provides tools for assigning tasks, designating team member roles, and setting card limits, facilitating effective team collaboration.
• Registration Process: Registration on the platform involves filling out a standard form on the website, confirming the email, and requesting access to Cards Pro through the personal account. To proceed with card issuance, users must complete an additional registration step, which includes filling out a questionnaire and a short interview.
• Customer Support: is available through Telegram.

 

The selection of the right virtual card can significantly impact the efficiency and success of Google Ads campaigns for media buyers. Each platform reviewed in this article offers unique advantages tailored to different aspects of advertising management. PSTNET stands out with its unlimited issuance, cashback program and specialized BIN checker tool. 4×4 impresses with its rapid card issuance and support for European bank BINs, enhancing transaction reliability. Karta.io provides robust control over large-scale campaigns with quick card issuance and transparent fee structures. StellarCard offers universal compatibility and advanced security features, ideal for diverse payment needs in digital advertising. Capitalist, through Cards Pro, caters specifically to media buyers with extensive team collaboration tools and diverse funding options.

For media buyers aiming to optimize ad spend, these virtual card platforms not only streamline financial operations but also enhance security and flexibility. Choosing the right virtual card depends on specific campaign requirements, budget considerations, and desired features like transaction speed and security protocols. By leveraging these tools effectively, media buyers can achieve greater control over their advertising budgets and maximize ROI on Google Ads campaigns.